upite waves bg.jpg

REVENUE INTELLIGENCE®

Our proprietary approaches lead to measurable and sustainable results 

In order to achieve the best performance, we tailor three combinable modules exactly to our clients' needs:

REVENUE ENHANCEMENT

Within the module of Revenue Enhancement we perform an extensive review of the bank's processes, practices and business rules to identify potential leakages and areas of improvement. This results in the presentation of actionable recommendations with a direct impact on the bank's income levers. 

WHAT WE ANALYSE

  • Calculation algorithms

  • Settlement periods

  • Fee charging concept

  • Pricing concept

  • Market analysis

  • Costs involved

HOW WE DO IT

  1. Data gathering

  2. Analysis and detection of opportunities

  3. Profitability diagnosis

  4. Presentation of recommendations

  5. Implementation and measurement process

  6. System audit

REVENUE ASSURANCE

Using transactional data bases we execute a comprehensive review of the bank's portfolio management, validating the correct alignment between the  pricing, business and exception rules and the bank's systems. With our methodology we are able not only to assure the correct performance of the banks transactional systems but also identify income opportunities through leakage detection.

WHAT WE ANALYSE

  • Pricing schemes

  • Business rules

  • Exception policies

  • Transactional data bases

  • System parameters

HOW WE DO IT

  1. Data gathering

  2. Database analysis

  3. Leakage detection

  4. Strategy design and presentation

REVENUE STRATEGIES

Revenue strategies is the 3rd module we are offering which has its focus on growing balances of products and gaining customers:

ACQUISITION STRATEGIES

  • Approval rate

  • Channels optimization

STIMULATION STRATEGIES

  • Utilization, revolving and balance growth 

  • Activation

MITIGATION STRATEGIES

  • Credit loses mitigation

  • Retention

  • Customer satisfaction

The figures displayed below are an average of the profitability opportunities identified by UPITE for its clients globally, on an annual recurrent per product basis. If you would like to have a more detailed assessment of the impact potential of working with us, please contact us.

REVENUE INTELLIGENCE® IN NUMBERS

+8 to 17 € 

income per active card 

+3 to 7 € 

income per active loan

+1 to 3 € 

income per current account

4 weeks

first actionable strategies presented

weeks

project execution duration

80 M

portfolio analyzed up to date

7 REASONS TO WORK WITH US

Our consultants' experience and the speed of project execution are just two of them.  

UPITE Consulting Services SL

Calle del Golfo de Salonica, 27

28033 Madrid, España​

+34 91 345 1747 • info@upiteconsulting.es

Términos legales

© UPITE Consulting 2020