BRAND SCHEME OPTIMIZATION
Our proprietary approaches lead to measurable and sustainable results
Brand Scheme Optimization
A GROWING NEED IN THE RETAIL BANKING INDUSTRY
"The costs of credit cards' brands were increasing more than our operating credit cards. We wanted to know where this increase came from and to avoid any unintentional non-profit transactions, while getting a better understanding of the charges."
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Senior VP Finance Head, Top 20 SE Asian Bank
Employing Brand Scheme Optimization we identify leakages arising from wrong computation or basis of charges as defined under the billing system and agreements, and to recommend further actions for brand’s cost reduction. This offer has three main objectives:
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Price Scheme Validation
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Volume Assessment
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Internal Control Process Assessment
A
BRAND INVOICES​
Segmentation of the various invoicing concepts according to our criteria
B
PRICING SCHEMES
Detail of the price evolution and its correct application, identifying possible pricing errors
C
TRANSACTIONAL DATA
Analysis of the database regarding bank events that assume cost center and confirmation of the volumes' correct application in the brand's collection
D
MONITORING TOOLS​
Description of the process, areas involved and support tools in control. Development of cloud based brand's cost tracking and forecasting tools
WHAT WE ANALYSE
BRAND SCHEME OPTIMIZATION IN NUMBERS
The figures displayed above are an average of the profitability opportunities identified by UPITE for its clients globally, on an annual recurrent per product basis. If you would like to have a more detailed assessment of the impact potential of working with us, please contact us.
∽25$​
per account: brands represent high impact costs
∽1,750
applicable billing concepts, with more than 20 updates and hundreds of invoices per brand per year
∽12.5%
possible cost reduction from total invoiced value
2%
leakages detected from total invoiced value
